Who we serve Manufacturing and distribution
Fill the larger orderwithout putting the rest of the business on hold.
Raw materials, inventory and a customer paying on terms mean the cash leaves long before it comes back. Beyondthebank helps you take the order and keep production moving.
A few minutes to start. No obligation.
Take the order and keep production moving.
- 01Take the orderSuppliers paid for the materials or goods behind a firm customer order.
- 02Keep production movingRaw materials and inventory covered so cash doesn’t hold up delivery.
- 03Give your bank line breathing roomInvoices turned into working capital, so your line doesn’t cover every order.
Programs that fit
The cash cycle
The cash leaves at the start.It comes back after delivery.
You pay for materials when you order them, carry them through production and shipping, invoice on delivery, then wait for the customer’s terms. A bigger order stretches every step.
Programs that fit
The right structure for each part of the cycle.
Supplier Finance covers the front of the cycle, Receivables Finance covers the back and Equipment Finance covers the machines in between.
Receivables Finance
Payroll and vendors covered while your customers pay on 30 to 90 day terms.
Explore Receivables FinanceSupplier Finance
Suppliers paid for materials, inventory or goods while you wait on your customer.
Explore Supplier FinanceEquipment Finance
New or used equipment, including soft costs, for companies in the industries we serve.
Explore Equipment FinanceWhat could your invoices support?
Start with your monthly sales and your customers’ terms. Switch to Inventory or materials to size a specific purchase instead.
Example answers to start. Change any of them.
Estimated funding: $1.2 million to $1.25 million.
Estimates are based on your answers and are not an approval or a commitment to fund. Your actual funding amount will depend on a review of your business and supporting documents.
What we look at
What your business is earning now.
The application asks for the basics. This is what we look at once it’s in.
- Time in business and the customers you ship toWho buys from you and how long they’ve been buying.
- Revenue and the size of the orders you want to takeHow the next order compares to the business today.
- Receivables aging and customer concentrationHow much rides on your largest customers.
- Inventory and supplier termsWhat you pay up front and what your suppliers extend.
- Existing lenders, liens and advancesWhat sits ahead of you today and what would need to be addressed.
Straight answers are part of the deal.
Yes. Supplier Finance works with domestic and overseas suppliers. Overseas orders take a closer look at shipping and delivery terms.
Yes. Consumer product companies selling to retailers on terms fit Receivables Finance. Selling directly to consumers doesn’t.
Not on its own. Concentration is part of the review, and it shapes how much of that customer’s invoices can be included.
Who else we serve
Different industries. The same gap.
Construction Companies
Subcontractors scaling up, keeping crews paid and materials moving while the general contractor pays on its schedule.
Explore Construction CompaniesStaffing
Staffing companies running weekly payroll against invoices that pay in 30 to 60 days.
Explore StaffingGrowing Businesses
B2B companies with solid customer relationships that need to fund growth and move fast.
Explore Growing BusinessesWhat’s your next move?
Turn your opportunity into reality with clear terms, transparent processes, and decisions based on potential, not just history.