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Programs Equipment Finance

Put the equipment to work.Keep the cash in the business.

Equipment Finance covers new or used equipment, and often delivery, installation and training, so the purchase is paid over time by the work the equipment does. Bring a quote. It does most of the work.

Get started Estimate your funding

A few minutes to start. No obligation.

Paid by the work it does.

The equipment goes to work on day one. The cost is spread over the years it earns.

New and used equipmentSoft costs where they fitLease or finance structuresCredit review only with your authorization

How it works

Start with the quote.Pay for it as it earns.

  1. 01

    Bring the quote

    A vendor quote or bill of sale for the equipment you want, new or used.

  2. 02

    Structure the purchase

    Lease or finance, term and down payment, set to the equipment and to how your business earns.

  3. 03

    Put it to work

    The vendor is paid and the equipment goes to work. You pay over time from what it earns.

You buy the equipmentThe cost lands todayIt earnsOver the years you use it

Who it fits

Built for companies buying equipment that earns.

Contractors, manufacturers, distributors and transportation companies buying or replacing equipment, with a quote in hand.

A strong fit

  • A quote for a specific piece of equipment
  • Equipment that holds value and can be titled or identified
  • Trucks, trailers, lifts, machines and production lines
  • An operating history behind the purchase
  • Owners willing to authorize a credit review when the time comes

Not a fit

  • Equipment already purchased and paid for
  • Software, licenses or other intangible assets
  • Purchases with no identifiable equipment or quote
  • Stacked merchant cash advances or SBA debt
Estimate Equipment Finance

Start with the equipment.

Equipment financing is sized to the equipment itself. Tell us the cost and a little about your business, and we’ll size it with you from the seller’s quote.

Example answers to start. Change any of them.

What will you use the funds for?

About $9 million a year
$750,000a month
$25,000$5 million or more
New or used, including delivery
$250,000
$25,000$2 million or more

Time in business

What financing do you currently have?

What your funding is based on

Equipment Finance

$250,000

The equipment you’re buying. We’ll size it with you.

Sized from

The equipment itself

First step

The seller’s quote

Get startedApply now and get a quick answer.

Equipment Finance: we’ll size it with you.

Estimates are based on your answers and are not an approval or a commitment to fund. Your actual funding amount will depend on a review of your business and supporting documents.

What to have ready

Know what it takes before you start.

The quote does most of the work. The rest is the business behind it.

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  1. Equipment quote or invoice from the vendor
  2. Year-to-date and prior year-end financial statements
  3. Last three months of business bank statements
  4. Schedule of existing debt and equipment already financed
  5. Owner authorization for a credit review, when you are ready
FAQ

Equipment Finance, answered.

Yes, with a quote or bill of sale. Age and condition are part of the review.

Often, yes. Soft costs can be included when they are part of getting the equipment into service.

Not to start. A credit review happens later in the process, and only with the owner’s written authorization.

Both are available. We’ll lay out which fits the purchase and what each means for ownership. Confirm the tax treatment with your accountant.

No obligation.

What’s your next move?

Turn your opportunity into reality with clear terms, transparent processes, and decisions based on potential, not just history.

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