Who we serve Growing businesses

Grow on the strength of your customers,not the size of your balance sheet.

You sell to other businesses, your customers are solid, and growth is outrunning the cash. Funding sized to your receivables, contracts and equipment can carry the next stage without waiting on last year’s balance sheet.

A few minutes to start. No obligation.

Growing Businesses

Fund the next stage from what the business earns now.

  1. 01
    Say yes to the bigger accountFunding sized to the customers you sell to and the terms they pay on.
  2. 02
    Move at the pace of the opportunityAn estimate before you apply and straight answers once you do, so a good opportunity never waits on a process.
  3. 03
    Keep your bank line for what it does bestWorking capital alongside the line you have, so one large order doesn’t crowd out everything else.

The cash cycle

Sales grow first.The cash catches up later.

Every new account means payroll, materials and overhead now, and payment on terms later. The faster you grow, the wider that gap gets, even when the business is healthy.

Estimate for growing businesses

What could your business support?

Pick what the funds are for and move the sliders. You’ll see a dollar range or what your funding would be based on.

Example answers to start. Change any of them.

What will you use the funds for?

About $9 million a year
$750,000a month
$25,000$5 million or more
From invoice to payment
45 days
Paid on delivery120 days or more
Know your unpaid invoice total? Enter it here.

Who pays your invoices?

Time in business

What financing do you currently have?

Estimated funding

Receivables Finance

$900,000 to$950,000

Based on your monthly revenue and how long customers take to pay.

Estimated unpaid invoices

About $1.1 million

Customers pay in

About 45 days

Get startedApply now and get a quick answer.

Estimated funding: $900,000 to $950,000.

Estimates are based on your answers and are not an approval or a commitment to fund. Your actual funding amount will depend on a review of your business and supporting documents.

What we look at

What your business is earning now.

The application asks for the basics. This is what we look at once it’s in.

  • Time in business and what you sellAn operating history and a product or service other businesses buy.
  • The customers you bill and their termsWho pays you and how long they take.
  • Receivables aging and customer concentrationHow much rides on your largest customers.
  • What the growth is forA new account, a larger order or a contract ahead of first billing.
  • Existing lenders, liens and advancesWhat sits ahead of you today and what would need to be addressed.
FAQ

Straight answers are part of the deal.

A bank looks mostly at your history and your balance sheet. We start with what you are earning now: the customers you invoice, the orders you hold and the equipment doing the work.

Often, yes. Where your bank has a claim on the same assets, that is addressed up front so everyone knows where they stand.

There isn’t a single cutoff. The calculator flags it when revenue or time in business limits your options.

No obligation.

What’s your next move?

Turn your opportunity into reality with clear terms, transparent processes, and decisions based on potential, not just history.