Our Process
Our Process: Beyond the Bank
Our Proven 4-Step Process to
Secure the Right Funding
Schedule a Consultation
We take the time to understand your business, cash flow needs, and financial goals.
Develop a Funding Plan
Our team crafts a custom financing solution tailored to your situation.
Fast Approvals & Funding
With direct access to decision-makers, we streamline approvals and eliminate unnecessary delays.
Fuel Your Business Growth
Whether it’s expansion, inventory, payroll, or acquisitions, your capital works where you need it most.
Schedule a Consultation
We take the time to understand your business, cash flow needs, and financial goals.
Develop a Funding Plan
Our team crafts a custom financing solution tailored to your situation.
Fast Approvals & Funding
With direct access to decision-makers, we streamline approvals and eliminate unnecessary delays.
Fuel Your Business Growth
Whether it’s expansion, inventory, payroll, or acquisitions, your capital works where you need it most.
Who Qualifies?
Business Acquisition Funding
- U.S. Borrower
- 10-15% equity injection from the borrower
- Business must cash flow after debt service
- Borrower must have relatable industry experience
- Loan amounts: $1M–$5M
Business-to-Business (B2B) or
Business-to-Government (B2G) Loans
- 2+ years in business
- $500,000+ in annual revenue
- Business is in high growth or turnaround mode
- Historical cash flows do not support current capital needs
- Unable to secure bank funding or has maxed out their line of credit
Business-to-Consumer (B2C) Funding
- Minimum Equifax credit score of 640
- Not a home-based business
- Minimum annual sales of $250,000
- Meets our approved business category list
Trade Finance Program
- U.S. or Canadian-based company (or U.S. subsidiary of a foreign company)
- Annual revenue: $2M–$500M
- Experienced management team (or startups with trading experience)
- Supplier transactions range from $25K–$5M
- Revenue cycle: 30–150 days
- Credit needs: $250K–$25M revolving trade facility
Business Acquisition Funding
- U.S. Borrower
- 10-15% equity injection from the borrower
- Business must cash flow after debt service
- Borrower must have relatable industry experience
- Loan amounts: $1M–$5M
Business-to-Business (B2B) or
Business-to-Government (B2G) Loans
- 2+ years in business
- $500,000+ in annual revenue
- Business is in high growth or turnaround mode
- Historical cash flows do not support current capital needs
- Unable to secure bank funding or has maxed out their line of credit
Business-to-Consumer (B2C) Funding
- Minimum Equifax credit score of 640
- Not a home-based business
- Minimum annual sales of $250,000
- Meets our approved business category list
Trade Finance Program
- U.S. or Canadian-based company (or U.S. subsidiary of a foreign company)
- Annual revenue: $2M–$500M
- Experienced management team (or startups with trading experience)
- Supplier transactions range from $25K–$5M
- Revenue cycle: 30–150 days
- Credit needs: $250K–$25M revolving trade facility
Frequently Asked Questions
How much can I borrow?
- B2C loans: Start at $100,000, approved at approximately 33% of annual sales
- Asset-based loans: $100,000–$15M
- Growth funding (B2B/B2G): $100,000–$10M+
- Business acquisition loans: $1M–$5M, approved at a 1.1 debt service ratio
- Trade finance programs: $1M–$20M
*Each deal is evaluated based on its own merits.
What can the funds be used for?
Our funding can be used for:
- Business acquisition
- Franchise expansion
- Renovations and remodeling
- New equipment purchases
- Financing newly awarded contracts
- Inventory purchases
- Advertising and marketing
- Stabilizing cash flow
How do I apply?
Applying is simple:
- Schedule a consultation using our [booking link].
- We’ll ask you a few simple questions.
- If you qualify, we’ll structure a financing plan and move quickly to approval and funding.
Let’s Get Started
If your business needs capital beyond the limits of traditional banks, let’s talk.
Schedule a consultation today and take the first step toward securing the funding you need.