Accounts Receivable &
Purchase Order Financing
Unlock Cash Flow and Fulfill Bigger Orders: Fuel Growth Without Cash Constraints
Struggling with delayed customer payments or large orders that require upfront supplier costs? At Beyondthebank.com, our Accounts Receivable (AR) & Purchase Order (PO) Financing solutions provide fast, flexible funding so you can keep operations running smoothly and take on new business opportunities—without depleting your working capital.
Who Is This Program For?
This financing solution is ideal for businesses that:
- Sell products or services on net terms (30, 60, 90 days) and need cash flow before customers pay.
- Have large purchase orders but lack the upfront capital to fulfill them.
- Work with creditworthy customers such as large corporations, retailers, or government entities.
- Operate in industries such as manufacturing, wholesale distribution, staffing, transportation, and e-commerce.
- Experience rapid growth and need funding that scales with sales volume.
Why Choose Beyondthebank?
Immediate Access to Working Capital
Convert unpaid invoices or purchase orders into cash flow today.
No Additional Collateral Needed
Your receivables or purchase orders secure the funding.
Scalable Financing
Funding grows as your sales and order volume increase.
Supplier Payments Covered
Get materials or inventory without upfront cash.
No Long-Term Contracts
Use financing as needed, with flexible repayment structures.
Credit-Friendly Options
Approvals based on customer credit, not just your business financials.
Immediate Access to Working Capital
Convert unpaid invoices or purchase orders into cash flow today.
No Additional Collateral Needed
Your receivables or purchase orders secure the funding.
Scalable Financing
Funding grows as your sales and order volume increase.
Supplier Payments Covered
Get materials or inventory without upfront cash.
No Long-Term Contracts
Use financing as needed, with flexible repayment structures.
Credit-Friendly Options
Approvals based on customer credit, not just your business financials.
Accounts Receivable (AR) Financing
Get Paid Faster for Completed Work
Submit Your Invoices
Send us your eligible unpaid invoices.
Get Funded Quickly
Receive up to 90% of the invoice value within 24-48 hours.
Customer Pays Invoice
Your customer pays the invoice based on their normal terms.
Receive the Remaining Balance
Once the customer pays, you get the rest (minus financing fees).
Use case: A staffing company waits 60 days for client payments but needs payroll today. With AR financing, they get instant working capital while waiting for invoice payments.
Purchase Order (PO) Financing
Fulfill Bigger Orders Without Upfront Cash
Receive a Large Order
Get a confirmed purchase order from a creditworthy customer.
Get Supplier Costs Covered
We fund up to 100% of supplier costs, so you can fulfill the order.
Deliver the Goods
The customer receives their product or service.
Get Paid & Repay
The customer pays, and the financing is settled.
Use case: A distributor secures a $500K retail order but lacks capital for production. With PO financing, they fund the supplier costs, fulfill the order, and grow their business.
Program Requirements
For AR Financing:
- Invoices must be from creditworthy business or government customers.
- Receivables must be unpaid and within net terms (30-90 days).
- Businesses should have at least $25,000 in monthly receivables.
For PO Financing:
- Orders must be from established, creditworthy buyers.
- Purchase orders should be for tangible goods (not services).
- Minimum order size of $50,000.
Get Started Today
Turn unpaid invoices and large orders into growth opportunities! Let Beyondthebank.com help you access the capital you need—when you need it.