Contract Financing
Turn Contracts Into Cash Flow by Securing the Right Capital
Winning a government or commercial contract is a huge opportunity—but without the right financing, cash flow gaps can prevent you from executing successfully. At Beyondthebank.com, our Contract Financing solutions ensure you have the capital needed to cover payroll, materials, and upfront costs—so you can deliver on time and grow your business.
Who Is This Program For?
This financing is ideal for businesses that:
- Have secured contracts but lack the working capital to start or sustain the project.
- Work in industries such as construction, government contracting, manufacturing, logistics, and professional services.
- Need funding to cover payroll, materials, and subcontractor costs before receiving contract payments.
- Experience slow customer payments due to net terms (30-90 days) or milestone-based payouts.
- Want a financing alternative to bank loans, merchant cash advances, or factoring.
Why Choose Beyondthebank.com?
Fast Access to Capital
Get up to 70% of the contract value funded upfront.
Funds-Controlled Approach
Ensures money stays on the project, reducing financial risk.
Flexible Repayment
Aligns with contract payments to ease cash flow strain.
No Additional Collateral Required
Funding is based on your contract, not your assets.
Scalable
Financing grows as your business wins larger contracts.
Specialized for Government & Commercial Projects
We understand prevailing wage requirements, milestone-based payouts, and federal compliance.
Fast Access to Capital
Get up to 70% of the contract value funded upfront.
Funds-Controlled Approach
Ensures money stays on the project, reducing financial risk.
Flexible Repayment
Aligns with contract payments to ease cash flow strain.
No Additional Collateral Required
Funding is based on your contract, not your assets.
Scalable
Financing grows as your business wins larger contracts.
Specialized for Government & Commercial Projects
We understand prevailing wage requirements, milestone-based payouts, and federal compliance.
How Contract Financing Works
Secure a Contract
You receive a confirmed government or commercial contract.
Apply for Funding
Submit your contract details and financials.
Funding Approved
We advance up to 70% of the contract value.
Work Begins
Use the funds to cover labor, materials, and other project costs.
Client Pays & Loan is Repaid
Client Pays & Loan is Repaid – Repayment aligns with progress payments or final contract payout.
Use Case: A subcontractor lands a $2M government contract but needs $500K for labor and materials. With contract financing, they secure the funds upfront and complete the project without cash flow issues.
Program Details & Eligibility
Up to 70% of contract value
- 2+ years in business (or strong industry experience)
- 6 months of business bank statements
- Prior 2 years of financial statements & tax returns
- Copy of contract, PO, or work order